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Hispanic Americans are optimistic about improving their credit score in 2017 learn more about it.

31.07.17

Did you know that while fewer U.S. Hispanics are satisfied with their credit score compared to all adults, they appear to be more motivated to improve their score in the next year, with many more having a plan than adults nationally. According to the Chase Slate 2017 Outlook Survey, less than half of Hispanics (47%) are very satisfied with their credit score compared to 55% of Americans nationally who have checked their credit score, but 72% of Hispanics would like to improve their credit score. They are starting to put credit improvement plans into action.

  • Money and love do mix. In relationships, most Hispanics believe that having credit transparency in the couple is important. I been worrying more and more on improving my credit lately. It’s a great thing to have in order for a building a future together with your loved one.
  • Things that you should know about keeping a good credit score.

Building a good credit score takes time, probably at least six months of on-time payments.

Practice these good credit habits to build your score and show that you’re creditworthy:

  1. Make 100% of your payments on time, not only with credit accounts but also with other accounts, such as utility bills. Bills that go unpaid may be sold to a collection agency, which will seriously hurt your credit.
  2. Keep your credit utilization low — utilization is your balance when compared to your limit. We recommend paying in full each month, but if do you carry a balance don’t let it exceed 30% of your credit limit.
  3. Avoid opening too many new accounts at once; new accounts lower your average account age, which makes up part of your credit score.
  4. Keep accounts open for as long as possible. Unless one of your unused cards has an annual fee, you should keep them all open and active for the sake of your length of payment history and credit utilization.
  5. Check each of your credit reports annually for errors and discrepancies.

You can start thinking on your future and making new improvements es muy importante. Para saber construir hay que saber armar y pensar bien a futuros. Ve hoy por ti y manana por tu familia tambien.

Check your credit score constantly.

Yo ya empeze y tu? es muy fácil orientarse y empezar construir simplemente sigue este link y hechale un vistazo.

To learn more about this please visit @Chase site http://bit.ly/2uaipBN 

#sponsored #chaseslate

 

Me siento…. “So very sexy”

19.10.16

 

Detalles para esta noche…

No hay nada como sentirse fresca y sexy.

Felicidades a Sofia Vergara por esta combinacion de escencias  una mezcal de orquideas y frutas pasionales con un  toque de patchouli.

Ahora si lista para la noche. Gracias @Avonmexico por esta combinacion.

Para mas detales dale click aqui.

 

https://www.kichink.com/buy/1110967/avon/so-very-sofia-by-sofia-vergara?byp455=true

 

Besos

 

 

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Hablemos de como mantener tu Piel Sana con Neutrogrena

19.08.16

This is a sponsored conversation written by me on behalf of NEUTROGENA® and #WeAllGrow Latina Network. The opinions and text are all mine.


AMIGOS ESTOY COLABORANDO NEUTROGENA® Y #WEALLGROW LATINA NETWORK Y LES QUIERO COMPARTIR ESTE TIP CON USTEDES, SIEMPRE QUE ME PREGUNTAN CUÁL ES MI RÉGIMEN PARA EL BUEN CUIDADO DE LA CARA, Y LES DIGO QUE LA CLAVE ES MANTENER UNA CARA LIMPIA HIDRATADA Y OBVIAMENTE PROTEGIDA CON PROTECCIÓN SOLAR.

AQUÍ LES COMPARTO LOS QUE ESTOY USANDO EN ESTE MOMENTO.

NEUTROGENA RAPID TONE REPAIR CON SPF 30 ME AYUDA A MANTENER MI PIEL PROTEGIDA PARA CUANDO ESTOY MUCHO TIEMPO EN EL SOL, ESTO PARA NO TENER MANCHAS. SOY UNA CHAVA MUY ACTIVA Y AHORA CON EL MEDIO AMBIENTE TENEMOS QUE CUIDAR MAS NUETSRO CUTIS Y ESTAR CONSCIENTES QUE LA CAPA DE OZONO YA NO ES COMO ERA ANTES Y LOS RAYOS UV NOS LLEGAN AFECTAR MUCHO MÁS.

ESTE PRODUCTO NO SOLAMENTE TIENE SPF 30 SI NO ESTA LLENA DE VITAMINA C Y RETINOL QUE AYUDA A VERNOS MÁS JÓVENES, ASÍ QUE ES INCREÍBLE TENER DOS PRODUCTOS EN UNO.

Y PARA CERRAR CON BROCHE DE ORO NO PUEDE FALTAR LO BÁSICO EL NEUTROGENA HYDRO BOOST GEL CREAM PARA CARAS DESHIDRATADAS. ESTA MARAVILLOSA GEL ME DA UNA HIDRATACIÓN INTENSA Y ME DA EL EFECTO DE BRILLO SALUDABLE QUE A TODAS NOS ENCANTA. A PARTE TIENE ÁCIDO HILARUIONICO ,GLICERINA Y ACEITE DE OLIVA QUE ES EXCELENTE PARA HIDRATAR LA PIEL.

Y LO MEJOR DE TODO QUE VAN A EMPEZAR A TENER UNA #PIELSANAESBELLA Y NOTARAN LA DIFERENCIA EN UNA SEMANA, SE LOS JURO. #AD

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NEUTROGENA HYDRO BOOST GEL

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NEUTROGENA RAPID TONE REPAIR MOISTURIZER BROAD SPECTRUM SPF 30

AQUI LES DEJO EL LINK PARA MAS INFO HTTP://BIT.LY/NEUTROGENAANTIAGING